Facing Foreclosure in Jacksonville?

You have more options than you think, and less time than you'd like. Let's look at them together.

Free, confidential review of your options
We can often close before the sale date
No fees. We pay closing costs

Call (904) 750-3565

Get Your Fair Cash Offer

Tell us about the house. We'll call within 24 hours. No obligation.

Prefer to talk? Call (904) 750-3565

Your options when you're behind on payments

Foreclosure can happen to anyone: a job loss, medical bills, a divorce or a rate change. What matters is acting early. In Florida, foreclosure goes through the courts, which takes time, but every month you wait means more fees and fewer options.

1. Talk to your lender now

Lenders would rather be paid than take a house. Ask about reinstatement, a repayment plan, forbearance or a loan modification.

2. Get free housing counseling

HUD-approved counselors can help for free. Be wary of anyone charging up-front fees to "save" your house.

3. List the house, if you have time

If you have equity and several months, listing may put more in your pocket.

4. Sell fast for cash

If time is short or the house needs work, we can make a cash offer and often close before the auction date. The sale pays off the loan, which can protect your credit from a completed foreclosure.

Every situation is different. Call us and we'll walk through it honestly, even if selling to us isn't the right answer.

How it works

Step 1

Tell us about the house

Fill out the short form or call us. It takes about two minutes.

Step 2

Get a fair cash offer

We look at the house, the repairs and recent sales nearby, then give you a written all-cash offer, usually within 24 hours.

Step 3

Close on your date

We close at a local title company. Close in as little as 7 days, or whenever works for you.

See our full process →

What sellers say

James walked us through the entire process and made it easy. We closed within 5 business days and were extremely satisfied.— Tony Stacey

Our house sat with two different realtors for over 13 months. We were tired of paying two mortgages. My husband called James and we closed in less than 2 weeks.— Alexis Heath